Thanks to the great reputation we have garnered amongst our clients and business partners, we have been granted a licence by the Financial Conduct Authorities to sell our superior products with the option of financing.
So from now on you can get the cabin or garage you desire without delay and pay for it over a chosen term.We understand that there may be some questions along the way; therefore below you will find answers to the most frequently asked questions that we receive from our customers.
1. What criteria do I have to meet to apply for finance?
You need to have been a permanent UK resident for the past 3 years, be over 18 years old and you should have a valid UK bank debit or credit card registered in your name (in order to pay the deposit).
2. What amount is available via finance?
Any sum from £1,000 to £15,000. This doesn’t mean that the maximum log cabin or wooden garage price you can buy on finance is £15,000. This means that £15,000 of any product’s price can be paid for by finance.
3. What is the minimal deposit required for buying on finance?
We require only a 20% deposit.
4. What are the possible finance terms and interest?
We offer 3 standard options:
- 12 months with APR 4.9%
- 18 months with APR 9.9%
- 24 months with APR 9.9%
Here is an example for 12 months with APR 4.9%: Let’s say the price of a log cabin, wooden garage or timber carport is £3,500. The minimal 20% deposit would be £700, so the sum to be financed would be £2,800. In such circumstances the monthly payment would be £239.43. Therefore, during a 12 month finance term you would only pay £73.16 in interest. Sounds pretty good, doesn’t it?
5. How can I apply for finance?
You can simply apply for it online and have your application confirmed within a few minutes.
6. How much time does it take to apply?
It takes only a few minutes to apply.
7. How soon I will be informed about the decision regarding my application?
Normally you will be informed whether your application has been approved or not within 10 minutes from the application being submitted.
8. What products could be purchased using the finance option?
You can buy on finance any log cabin, wooden garage or timber carport from our range.
9. How are my monthly payments made?
Payments are made via direct debit instalments from your personal bank account every month for the period of your finance agreement.
10. Who provides finance?
Finance is offered by Quick Garden Ltd and Omni Capital Partners Ltd. Please contact us for any further information. We will be happy to help.